• Is this damage covered?

  • Who is liable?

  • What's the next best action?

  • Can this be settled with cash?

  • Does this need a loss adjuster?

  • Should we repair, replace, or cash settle?

  • Can this be straight-through processed?

  • Are there signs of fraud?

The World's First Decision Engine for Insurance

The World's First Decision Engine for Insurance

The World's First Decision Engine for Insurance

The World's First Decision Engine for Insurance

Built to automate judgement, speed up resolution, and deliver real-time clarity at every touchpoint

Flexible intake from every touchpoint

Seamless data intake from both insurers and policyholders

Insurance Companies

API Based

Backend UI

Web App

Manual Upload

Policy Holders

Web App

Hotline

  • API integrations or UI upload for insurers

  • Webapp for policyholders

  • Built to work with existing systems

Channel

Data Input

Decision Engine

Output

Flexible intake from every touchpoint

Seamless data intake from both insurers and policyholders

  • API integrations or UI upload for insurers

  • Webapp for policyholders

  • Built to work with existing systems

Channel

Data Input

Decision Engine

Output

Flexible intake from every touchpoint

Seamless data intake from both insurers and policyholders

  • API integrations or UI upload for insurers

  • Webapp for policyholders

  • Built to work with existing systems

Channel

Data Input

Decision Engine

Output

Flexible intake from every touchpoint

Seamless data intake from both insurers and policyholders

Insurance Companies

API Based

Backend UI

Web App

Manual Upload

Policy Holders

Web App

Hotline

  • API integrations or UI upload for insurers

  • Webapp for policyholders

  • Built to work with existing systems

Channel

Data Input

Decision Engine

Output

Decision Modules

Decision Modules

Decision Modules

Decision Modules

Plug in, power up, one module at a time, with flexibility and scalability at the core.

Intelligent Document Decisions

Quickly and easily converts text from documents into structured data to enable decision making.

Contracts

Demands

Policies

Invoices

Intelligent Document Decisions

Quickly and easily converts text from documents into structured data to enable decision making.

Contracts

Demands

Policies

Invoices

Intelligent Document Decisions

Quickly and easily converts text from documents into structured data to enable decision making.

Contracts

Demands

Policies

Invoices

Intelligent Document Decisions

Quickly and easily converts text from documents into structured data to enable decision making.

Contracts

Demands

Policies

Invoices

Contents Settlement

Automate the review and valuation of claimed items with self-service and accurate payouts.

Item Valuation

Replacement Cost

Payout Methods

Fraud Signals

Contents Settlement

Automate the review and valuation of claimed items with self-service and accurate payouts.

Item Valuation

Replacement Cost

Payout Methods

Fraud Signals

Contents Settlement

Automate the review and valuation of claimed items with self-service and accurate payouts.

Item Valuation

Replacement Cost

Payout Methods

Fraud Signals

Contents Settlement

Automate the review and valuation of claimed items with self-service and accurate payouts.

Item Valuation

Replacement Cost

Payout Methods

Fraud Signals

Coverage Determination

Identifies to what extent a claim is covered.

Exceptions

Damage Coverage

Special Clauses

Amount Insured

Coverage Determination

Identifies to what extent a claim is covered.

Exceptions

Damage Coverage

Special Clauses

Amount Insured

Coverage Determination

Identifies to what extent a claim is covered.

Exceptions

Damage Coverage

Special Clauses

Amount Insured

Coverage Determination

Identifies to what extent a claim is covered.

Exceptions

Damage Coverage

Special Clauses

Amount Insured

Triage Allocation

Assigns cases to the right stakeholders efficiently.

Auto-Routed

Human Review

Urgency

Complexity

Triage Allocation

Assigns cases to the right stakeholders efficiently.

Auto-Routed

Human Review

Urgency

Complexity

Triage Allocation

Assigns cases to the right stakeholders efficiently.

Auto-Routed

Human Review

Urgency

Complexity

Triage Allocation

Assigns cases to the right stakeholders efficiently.

Auto-Routed

Human Review

Urgency

Complexity

Flexible Integrations & Outputs

Flexible Integrations & Outputs

Flexible Integrations & Outputs

Flexible Integrations & Outputs

Our decision engine integrates effortlessly into existing workflows. Whether through APIs, standalone applications, or flexible outputs, our products adapt to your business needs.

API Integration

Seamlessly integrate with existing core systems for real-time data exchange and automated decision triggers.

standalone UI

Web-based interface for manual case submission, review, and decision handling without system integration.

Online ingestion

Capture and process data from documents, emails, or SharePoint uploads in real-time with automated workflows.

File-based

Actionable data outputs in multiple formats such as CSV, JSON, or PDF for processing decisions.

Why COVR?

Why COVR?

Why COVR?

Why COVR?

Cutting through complexity with smarter decisions

Real-Time Decisions

Make smarter, faster decisions at every step of the insurance journey

Augment your staff's decision-making capabilities

Explainable AI

Track and document decisions made by an AI system throughout its lifecycle for transparent comprehension

Turn uncertainty into certainty for policy holders

Streamline decision-making with systems that reduce the human bias

Plug & Play

Modular at core easy deployment, get up and running in weeks

Modular design with quick and easy deployment

🌏︎

Global Reach

Built for scale solutions with localized market knowledge

Common Questions Answered

Common Questions Answered

Common Questions Answered

Common Questions Answered

What is a Decision Engine for Insurance?

A decision engine for insurance is a tool that helps insurers make faster and better decisions. By structuring fragmented data and applying AI, it turns uncertainty into clarity, enabling real-time answers to questions like “Is this covered?” or “Who’s liable?”. It reduces delays, ensures fairness, and improves outcomes for both insurers and the people they protect.

What is a Decision Engine for Insurance?

What is a Decision Engine for Insurance?

A decision engine for insurance is a tool that helps insurers make faster and better decisions. By structuring fragmented data and applying AI, it turns uncertainty into clarity, enabling real-time answers to questions like “Is this covered?” or “Who’s liable?”. It reduces delays, ensures fairness, and improves outcomes for both insurers and the people they protect.

What is a Decision Engine for Insurance?

A decision engine for insurance is a tool that helps insurers make faster and better decisions. By structuring fragmented data and applying AI, it turns uncertainty into clarity, enabling real-time answers to questions like “Is this covered?” or “Who’s liable?”. It reduces delays, ensures fairness, and improves outcomes for both insurers and the people they protect.

Who are COVR?

Who are COVR?

Who are COVR?

Who are COVR?

Do I need to replace my existing (legacy) tool stack?

Do I need to replace my existing (legacy) tool stack?

Do I need to replace my existing (legacy) tool stack?

Do I need to replace my existing (legacy) tool stack?

Make fast and accurate decisions with confidence

Making Decisions is Easy

©COVR Global 2025. All rights reserved

Confident Decisions

Making Decisions is Easy

©COVR Global 2025. All rights reserved

Confident Decisions

Making Decisions is Easy

©COVR Global 2025. All rights reserved

Make fast and accurate decisions with confidence

Making Decisions is Easy

©COVR Global 2025. All rights reserved